Reasons to hire an appraiserThousands of people in Florida buy, sell or refinance their home each month. A lot of these transactions contain a simple line item for an appraisal. Almost all lenders still want a local expert because the stakes are very high, even though there are a growing number of automated home valuation systems that might appear more prudent than an appraisal. But is getting a mortgage the only reason to acquire an appraisal? Are there more cases when the services of a certified, independent real estate professional might be helpful? Absolutely.
Dispute your tax assessment in Volusia CountyIf you live in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from A 3 Day Appraisal, Inc. is your best evidence. At A 3 Day Appraisal, Inc., we're qualified to assist you in appealing your tax assessment.Removing PMI will lower your mortgage paymentWhen the amount being loaned to the buyer is more than 80% of the actual value of the property, most lenders ask buyers to buy an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. This additional payment is often folded into the monthly mortgage payment and is soon forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% mark, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to dismiss the PMI payments when the balance is paid down to 78% of the original value.If you'd like to eliminate PMI, A 3 Day Appraisal, Inc. can produce a statement regarding the value of your home. The expense of the appraisal can generally be regained in little time because you'll no longer be paying the PMI. Divorce settlement with less stressA divorce is often complicated by the strenuous decision of who keeps the house, and it can be a particularly heartbreaking experience for both parties. It's a good idea to get an appraisal from A 3 Day Appraisal, Inc. so both parties are fully aware of the true market value of their property, regardless of the circumstances.If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Fair and accurate estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the real estate involved. We guarantee the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, understanding the correct value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal. Let A 3 Day Appraisal, Inc. help you with relocating to or from Volusia CountyWe know the stress associated with an employee relocation. That's why we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, along with information regarding any new sales or listings in their area that they want considered during our intensive process.Sell your home quickly at the right price with an appraisal from A 3 Day Appraisal, Inc.Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a better educated decision when determining your asking price. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. Our fees are based on our efforts to finish the appraisal report and and aren't related to the sales price.We examine the difference in value things like an additional bathroom or a kitchen remodel can make on a daily basis. And we're experts in knowing how long properties stay on the market. So, seeking a professional appraisal is a trusted way to decide what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market too long, costing you hassle and money. |
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